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New Year's Resolutions: Fix Your Finances (PC World via Yahoo! News) If your New Year's resolutions concern improved money management, you're in luck: This past year saw the introduction of several new Web-based personal-finance sites and useful upgrades to older ones. Almost all are free, supported by marketing tie-ins to various offers that might help in your endeavors--a credit card with a lower interest rate, for example, or a favorable mortgage refinance. Credit Card Companies Take What They Can Get (New York Times) Credit card companies are rushing to settle even if that means forgiving a portion of some borrowers? debts. Local credit scores dropping (The Cincinnati Enquirer) Area consumers appear to be having a tougher time getting credit, an analysis conducted for The Enquirer has found. The shift is happening when some consumers are trying cash in on historically low mortgage rates while others are being forced to use credit cards to survive the recession. It's also occurring at the same that banks and other lenders are tightening lending standards. Economic turmoil makes people save (Sun Star) THE global financial crisis is encouraging people to save money, observed an independent representative of the International Marketing Group (IMG), a marketing company directed at serving the financial needs of individuals and families. Despite The Bad News, Bank Customers Will Find Some Deals In 2009 (Fox News) Despite The Bad News, Bank Customers Will Find Some Deals In 2009 More Americans live within their means (Galveston County Daily News) By choice or by force, more U.S. consumers are doing something that seems almost un-American - embracing frugality and living within their means. Credit union to unveil new name (BizJournals) Mt. Zion 1st Baptist Federal Credit Union is planning to change its name and logo after more than four decades. Slump means identity crisis for Las Vegas (Daily Sparks Tribune) LAS VEGAS - This is not just a place people are born and live. Las Vegas is an enterprise. It is a deal people enter, a set of givens agreed upon: More is better. Biggest is best. New Year's Resolutions: Fix Your Finances (PC World) Web and mobile personal-finance tools are more abundant and useful than ever. It's a good year to consider using them. Economy influences the decision to have babies (The Pantagraph) CHICAGO -- Amanda Wegner already has a 2-year-old daughter and was looking forward to getting pregnant again soon. But her husband recently lost his job in advertising sales and her pay as a part-time magazine editor has fallen 20 percent.
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